Print this page or use the checkboxes on screen. A tick is not a guarantee - the purpose is to expose the questions that still need evidence.Market demand Population and household growth are supported by reliable data. Employment is diverse rather than dependent on one employer or industry. Local incomes and affordability support the target price range. The area has a sufficiently deep owner-occupier buyer pool. Rental demand is supported by more than one tenant segment. Current vacancy conditions are understood in context.Supply and planning Current dwelling approvals and development pipeline have been reviewed. There is no obvious oversupply of directly competing stock. Major infrastructure cited in the sales case is funded or credibly progressing. Planning/zoning changes that could affect supply or amenity have been checked. Nearby vacant land or future apartment sites have been considered.Property and location The property is reasonably close to transport, jobs and daily amenity. The layout has broad tenant and owner-occupier appeal. Natural light, storage, parking and climate control are adequate for the market. Independent building/pest or strata/owners-corporation due diligence is planned. Known defect, cladding, water-ingress or special-levy risks have been checked. The property is not compromised by avoidable noise, access or privacy problems. Insurance availability and likely premium issues have been checked.Price and rent Recent comparable sales support the purchase price. Rental evidence supports the assumed weekly rent. Incentives, rebates or rental guarantees have been separated from true value. Gross and net yield have been calculated using realistic vacancy and expenses. At least one lower-rent scenario has been tested.Finance and risk Holding cost has been tested at a higher interest rate. A cash buffer exists for vacancy, repairs and personal income disruption. Loan structure and security implications have been discussed with a licensed credit professional. Tax assumptions have been checked with a registered tax adviser where material. The property does not rely on aggressive capital-growth assumptions to be affordable.Exit strategy Likely future buyer types are clear. Selling costs and potential time on market have been considered. There is a reason to own this property beyond tax benefits or a sales incentive.Print checklistAsk NPIS to review a property
