This would have to be one of the most asked questions I get on a daily basis.

But do you know what it comes down to at the end of the day?

Can you comfortably do it or not?
Can you afford to invest in a property and does your Cashflow allow it?
What are your long term goals and does this play a part in it?

If it does, then just do it.

Forget about trying to determine the property cycle and where the growth is, because by the time you have read or heard about it, your too late... the growth has already been there.

Do you want to be a follower or a L-E-A-D-E-R.

This is one of the points I cover with my clients on their six monthly reviews, because a majority of the time when my clients call me and start telling me how they can do another investment straight away because the property they have isn't really costing them as much as they thought.

I've seen people wait for the right time ti invest, but let me ask you, when is it the right time?

I know you are agreeing with me and laughing because its happened to you to hasn't it.

I hear this from almost every client of mine in their six monthly reviews.

They say to me, "Why didn't you force us to invest into two or three properties instead of just one back then? We would have made a fortune today!".

Can I ask you, "do you know what holds people back from Investing into Property?"

It's not the money -
Let me explain why....If you put aside $80 (eg) a week for your future, in 2-3 months I could almost guarantee you wouldn't even notice it missing.



What people have a hard time getting over is the psychological aspect of debt, which I attribute to a lack of education.

What is Good And Bad Debt

Bad Debt-
Something that is loosing value every year. Eg- Car, Motor Bike, Plazma TV, Sound System, Caravan etc.

Good Debt-
Something that is going up in value over time. Property, Shares, Stocks, Super, etc.

If you knew the answer to every concern that comes up when investing, wouldn't you agree that you would have nothing to worry about?

Just like your first job, you wondered how this and that was done and once you were shown, what did you say to yourself, "Oh is that it?"

This is one of the reasons I help my clients all the way from the start to finish when investing. They then get confident and start doing it all themselves.

When people first start out they just think of the debt, but you must understand, that we are so used to taking full responsibility of our own home debt, we can't understand that people (The Tenant) and the Government (Tax Dept) are actually going to help us invest.





With an investment, you have the tenant paying for almost half of the expenses and the tax man paying another portion of it and you just contribute the smallest portion.

How do you think people can purchase multiple properties?

If you go to the bank and ask for a loan to purchase a home they will only give you so much money, but if you ask for an Investment Loan they will give you a lot more money… why?

Because they know you're getting rental income and tax break from the investment.

Please understand what I'm saying here, Property Investment is good debt.
Buying a car, boat, motor bike etc is not building you wealth.