I can answer this question in so many ways.

But let me explain this before I show you how to do it... You need to understand that the home is only used as security at the start when purchasing the investment property.

That's it...

Then all you do is allow the investment property to grow in capital growth and when it has 20% equity.
(20% difference between the value and the amount owing- Value $300k and Owing $240k)

Then you have the investment re-valued by the bank and then the bank should be able to release the home as the security from the Investment Property.

Still not convinced....Ok here is a way to not have the Home used as the security.
You take out a loan against your home and only take out the amount needed for the 20% deposit and all associated costs involved in purchasing the investment.

Therefore you will have 2 Investment loans, one on the Investment Property and one on your home (20% and costs). Still making up the purchase cost and fees for the Investment.

But let me tell you that you can build your portfolio quicker when you use your home as equity. Another thing to remember - I know many people that have worked really hard to pay of their home and do not want to see the loan or any debt on it again.


Think of it this way- if you had an emergency, or you wanted to start up a new
business and you had to come up with $50k -$100k, where would you get it from?

Only place would be the home if you didn't have any saving right?



So what do you think you are doing when you are investing in properties long term?

With a couple of Investment Properties, if ever you need urgent money, you can either remortgage the investment properties or sell one or two of them, who cares because what have you done?

You have protected the home.

When you only have a home, you are exposed to everything and it's the only thing you can fall back on. With investment properties you can afford to have choices and at the same time protect the home.

Remember you are just one step away to Building Wealth.

If not using your home for security has been holding you back from moving forward, let me help you now - don't sacrifice your future over something like this. If you would like me to fully explain how this works and give you the confidence to do something for your future, then
click here and fill in your details.